Work-Life Balance and Practical Resources for the work at home solo entrepreneur.

31 March 2006

BIG Apology and Heads Up

This is to apologize for a recommendation made back in February to a service that I've since removed - Cash Call. It seems there are legal issues that may make this a can of worms. If any of you took a look at the company on my recommendation, I apologize for sending you on a wild goose chase. Until this company gets it together - do not go there!

There are many companies online offering unsecured loans - however there is a federal guideline they must follow before they are allowed to offer them. From what I've been able to find out, Cash Call isn't the only online loan source that 'forgot' all about the Feds!

Be careful read everything when getting a loan from any source, not only online but when you look into refinancing your home. The last thing you want is to find out the home you think belongs to you - turns out to be a rental owned by your lender!

That's it for today. No quote today because I wanted to get this out quickly.

29 March 2006

Are you still working a full time job?

There seems to be more and more of us, solo entrepreneurs, bridging the gap towards full-time self employment. In the past 3 days, I've met 6 people who are managing to work a full-time job, take a ' 15-minute power nap' when they get home after commuting up to 2 hours each day --- and still put in an hour at least on their home based businesses.

I'm not talking about 'stay-at-home' mommies and daddies either. These are single, determined people who have seen that light at the end of the job tunnel -- and aren't taking the chance it might be a train!

If you've been considering starting your home business, do it. If you have a part-time job, put in the other 20 hours creating your home business. Whether you want an internet business or not, it does not matter. Get Moving.

Yes, money is going to limit what business you start and how much time you'll be able to put into it in the beginning --- DO SOMETHING ANYWAY!

Take this to heart. Your age, race, gender, language skills or lack of business knowledge are excuses and we know what excuses are like...yeah, everybody has atleast one! You are one day older, today, than you were yesterday -- how much closer today are you to financial independence?

For those of you working full-time gigs, I feel you.

Reality Check: It isn't going to get any easier, the commute will not magically get shorter unless you change jobs and you're where you are today because you did nothing last year to change it. Where are you going to be next year? Think about it.

You brave souls who have started selling your crafts, having home parties, serviced your first customer, got your first client, signed up for an affiliate program or mowed your first lawn - CONGRATULATIONS!

Pat Yourself on the back -- Do a 'Happy Dance' -- and know you are one step closer to not needing anyone's job to support your lifestyle, feed your family or turn your dreams into a reality.

-------------------classified ad--------------------------
Insane Free Report! Available Instantly - Reveals How
to Make Up to $11,860 And More Per Week From the Comfort Of Your Own Home, 'Working' Less Than 3 Hours Per Day!" To Get Your Copy Visit: Learn To Day Trade The Right Way
-------------------end classified ad-----------------------


That's it for today and I'll leave you with this
Nothing that is worthwhile is ever easy - Indira Gandhi

26 March 2006

Making Money With A Blog?

Yes, you can make money for your business using blogs and it is one of the fastest ways to test your business idea if you are starting a new business.

I've written a review of a product I added to my business strategy and yes, my affiliate links are in this review. What it means to you is you know I have a bit of incentive for sharing this with you.

What it should also tell you is if I'm promoting it - the product or service better be good. I am not going to jeopardize my affiliate business promoting a piece of crap! There's no money in it.

Read the review and if you like the what you see - click the link and check it out.
After reading the review, you decide it isn't for you, go to the bottom of the post, read the quote and get back to your day.

Come back another day, see if there's anything here that can help you in your business.

NEW Product Review
Product Name: Blogging For Dollars
Product Rating: 3 Stars (Out of 5)
Company Name: Derek Gehl and The Internet Marketing Center

Who It's For: Business Owners and Entrepreneurs who want to use blogs to increase profits & bring targeted prospects to your business. Blogging For Dollars lays out a simple plan for starting your very FIRST business blog and teaches you how to set up your FIRST online business using blogs - FAST.

My Recommendation
By having a blog, you can drive swarms of traffic to your website, explode your sales and add new streams of revenue to your existing business! What I like most about this system is that it's for both advanced users and it's totally newbie friendly at the same time.

My Hesitation
Some of the terms used in the guide means you will need to understand SEO(search engine optimization) and a little html if you want a truly customized blog, overall this should not be a problem and is much easier than if you were to create a static website.

What You Get
Blogging For Dollars comes with a 96-minute instructional DVD, and an easy-to-follow guidebook containing 115 pages of every single detailed technique and strategy for generating MASSIVE profits from any blog!

Here's a little of what you'll learn:
* How to use blogs to dramatically increase your website traffic -- and add 1,000's of EXTRA dollars to your bottom line!

* Which 3 critical steps you MUST follow to catapult your website to the TOP of the search engine rankings -- for any keyword you choose!

* How to Attract 100% more repeat traffic than your static webpage! Since blogs take just seconds to update (from ANYWHERE in the world), it's easy to draw visitors back again and again with fresh news and postings!
... And there's MUCH more!

In Conclusion
If you want to get in on the action, and watch your blogging profits grow quickly, then I highly recommend you take a look at Derek Gehl's new system right away.

Buy It Here
You can also download a FREE SPECIAL REPORT on blogging in general by submitting your email address. Read it and then decide if this is something you can use in your business.


That's it for today and I'll leave you with this
Always have the highest integrity but also look out for yourself - Jeff Haines

24 March 2006

New Face On Bartering

Over the weekend I did a tidy-up task on another solo entrepreneur's blog, BSC Consulting - for me it will be a fair trade to clean up a little code, change the template, add a couple relevant links and get a 250mg flash drive in return.

Some of you are nodding your head in agreement because you have been willing to help another solo entrepreneur by offering your skills, time or talents. We've all done this kind of 'horse trading' with no thought about any tax implications. Most of the time we are so focused on the million and one things we must do for our own business, we don't consider trading our services or products for something we need as a financial transaction.

Barter used to be a viable option for many small business owners who needed to have work done but were short of cash. Today, barter has fallen somewhat out of favor since the IRS got involved.

The official definition from the IRS related to bartering reads like this - A barter exchange is any person or organization with members or clients that contract with each other (or with the barter exchange) to jointly trade or barter property or services. The term does not include arrangements that provide solely for the informal exchange of similar services on a noncommercial basis

Now we come to the confusing part. What does 'similar services' mean? If Joe cleans the oil traps in your restaurant kitchen and you host his 25th wedding anniversary dinner - does that equal 'similar services'?. The answer may be on the site but I couldn't find it!

Then we come to the good part. When you read the 'exceptions' allowed for bartering, there is a line that states "Exchanges involving property or services with a fair market value of less than $1.00".

What this appears to mean is, the work Joe put into your restaurant for which he normally charges $300 will get you a 1099B at the end of the year. It gets better - You must send Joe a 1099B for his anniversary dinner! Sounds like B.S. to me

You can read the full information here: Barter Exchanges

To learn more about barter exchanges read Barter News


That's it for today and I'll leave you with this
"There is only one thing more painful than learning from experience, and that is not learning from experience" - Laurence J. Peter

20 March 2006

Who else wants to start an online business?

Hope you all had a great break while things were busy around here. Spoke to Evan Carlton over at Sound Write and he has decided to go with topics he likes. Good Call!

Many times we get excited about how others are making money from home, see all the "this is proof I made $1,000,000 today from reading emails" and we're hooked. Well, sorry to bust your bubble --- if you don't own Microsoft, it ain't going to happen! Get over it.

Starting a business is one of the hardest tasks you'll ever do that you will love. If you make a million, great --- but if you don't, you'd better like what you're doing every day. Some of you will ignore this advice and jump blindly into something you know nothing about, refuse to seek any help and then can't figure out why you haven't made a penny. I did it and so did many other entrepreneurs. That's called gaining experience the hard way. As a Solo, your task is to make a profit in your enterprise not produce a hard way sequel.

With that said, visit the companies on this blog. Sign-up for some of their newsletters. Be willing to spend a little money to make a lot of money. Use them to shorten your learning curves - there will always be learning involved as your business grows, as you put additional streams of income in place. Now you have someone to help you find what you need to get where you want to go.

That's it for now and I'll leave you with this
Never Run Out of Cash - Jeffrey J. Fox, "Secrets of Great Rainmakers", The Keys to Success and Wealth.

15 March 2006

Long Term Planning

When looking at the information available for small business owners, most information you will find concerns getting customers, setting up your home office, and getting business insurance. Information you may not find will be on the needs of the key person in your business - You. By now you’ve heard of ‘key man/woman’ insurance and most of you have life insurance.

Well, there’s another insurance that should be on your “ To-Do List” that you probably haven’t given any thought to - Long-Term Care Insurance.

Why Long Term Care Should Be Part of Your Financial Plan
Today, one in five Americans older than 65, and half of those 85 and older need some type of help with everyday activities. Since women live longer than men, we are twice as likely to need nursing home care at some time. Long term care insurance offers solutions to how well you will live as you age, even in your own home and protects your retirement savings from being wiped out by the high costs involved if you must go to a nursing home or long term care needs.

What Sorts of Costs You Can Expect
Two visits a day by a home health aide to help with bathing, dressing and household chores has been averaged to cost more than $2,500 a month. If physical therapy or medictions are needed, the costs more than doubles.

Recently while investigating a home-care agency for a caregiver to come in 3 days a week for an hour to check on my mother, no bathing, dressing or household chores, it came to $36 per week. Not bad you say? Consider this, for the same 3 days and Suzy Homemaker type chores (sweep the floor, wash dishes and empty the trash) that $36 per week became $105 per week and she's in good health.

Want to get a rough estimate how much it costs in your area?
Look in the Yellow pages under Home Health Services or
Senior Citizens Services. Use my example as a starting
point and then add tasks as you go. You’ll be surprised at how much this little help can turn into a major financial problem very fast.

What about Medicare and Your Retirement Account?
Medicare generally does not cover long-term care. What it does provide is for short-term care in a skilled nursing home following hospitalization and limits coverage of help at home to those who need skilled nursing care and rehabilitative therapy. The length of time this coverage will last for help at home is less than 6 months.

Speaking before the Senate Special Committee on Aging March 9th, Malcolm Cheung, VP and actuary for Prudential Financial testified that nursing home costs for long-term care is averaging $69,422 annually for a private room or $61,116 annually for a semi-private room in a nursing home - your retirement account may run out when you need it the most.

What You Must Do Today
1. If you are still employed, check with your employer and find out if they offer a long term care insurance option.

2. Check with your renters, home owners insurance agent or accountant. There may be a rider or supplement to your current plan that is affordable.

What Kinds of Services Will Suit Your Needs?
This will take some thought on your part and communicating with loved ones. Your choice of services covered under a long-term insurance policy come in different flavors for different needs.

Services covered can range from simple assistance with daily living activities, such as bathing, eating, dressing or help with medications to 24-hour skilled nursing care. Some policies allow you to receive services in your own home, a community-based care facility, or a nursing home.

Other plans may cover respite care - temporary care so your mate or children can have a short break from caregiver duties. Don’t dismiss the importance of respite care. Doctors and nurses have been known to suffer from burn-out, an at-home caregiver, no matter how loving or compassionate, needs time to recharge to prevent the same kind of burn-out.

Check whether your plan will also cover home modifications, such as ramps, railings, hospital beds and other assistance you may need.

Recently, many states began providing tax credits or deductions from state taxes for long-term care insurance premiums. To date, 21 states offer these incentives. To find out if your state is on the list Check Here.

Getting Started
First, think about what types of services you might likely need. This isn’t as difficult as it may sound if you are closer to 60 than 40. I’ve provided a link to a list of questions you can use to help get the information you need from your agent. Thanks to American Council of Life Insurers for this valuable resource: Pdf Checklist. Below are some helpful tips to get you started.

Long-Term Care Insurance Buying Tips
*If remaining in your own home is important to you, make certain your insurance plan will cover at-home care.
* Ask for outlines of coverage so you can compare the features of several policies.
* Make sure you fully understand what the policy covers. Call the agent or insurance company if you have questions.
* Check that the company is licensed in your state. Look for a company that is reputable, consumer-oriented, and financially strong. A number of insurance rating services rate the financial strength of companies. Two well respected rating companies are A.M Best and Weiss Ratings
* Always answer questions about your medical history and health carefully. Take the form with you to your doctor if you aren’t sure.
* Be sure your application has been filled out accurately. Promptly notify your agent or the company of errors or missing information.
* Always check the date the insurance becomes effective and any pre-conditions that may apply.
* Best to ask before you sign on the dotted line, but definitely after you have purchased your policy, check for the grace period. This is your "free-look" -- usually 30 days after you receive the policy -- when you can change your mind.
*During any “free-look” period, read your policy carefully. If there is something there you don’t understand or was not made clear when talking to the agent, call your agent immediately. Don’t wait.
* Consider having the premium automatically taken out of your bank account, so you won't lose coverage if an illness or accident prevents you from paying your premium.

What To Do If You Have Any Problems
* For a complaint about your insurance agent or company, contact the customer services division of your insurance company.
* If that doesn't work, find the contact number for your state agency Here.

Finally, when you purchase a policy, make your check or money order payable to the insurance company, not the agent. Be sure to get a receipt. Do not pay with cash.

That's all for now but I'll leave you with this
It's better to have and not need than to need and not have! My Grandmother

11 March 2006

Evergreen membership site

Some of you are damned determined to have an internet business doing something, anything and to keep giving you real opportunities instead of B.S., I'm joining a membership site that looks pretty good. It only requires an investment of $25.

If you are considering starting a business online or have one that isn't exactly geared to your personal interests, this membership site I'm checking out may work for you.

From a quick down-n-dirty look, it appears to contain resale rights to some really evergreen products you can build a nice income around. Will give you all the details in a week or so.

I'll leave you with this
Never play another person's game. Play your own - Andrew Salter

09 March 2006

Bootstrapping Question

Hey Gang,
I'm setting up a survey to find out what about bootstrapping your business is holding you back? Here is where I need you to get busy.

What exactly would help you get started? Money? Time? Ideas? I know some of you hate surveys, so if that's the case just pop a comment to me here. I'm not selling you anything with this survey. No ebook or course or a new life. What I need to know is if the information I find, interviews I have scheduled with other solo entrepreneurs is interesting to you.

If you're thinking about starting a tattoo business, subscribe because I found someone who is doing it. Thought about the bed & breakfast? Yep, found a retired couple doing that too.

Subscribe, tell me what's holding you back from starting your business or questions you'd ask someone who is operating the kind of business you want to start and I'll get on it.

That's it for today and I'll leave you with this
An investment in knowledge always pays the best interest." Benjamin Franklin

08 March 2006

Evergreen business ideas

Hey Gang,
Something a bit different in this post, let me know if you like the change. First will be a regular post, then maybe a website or other resource to check out and then a classified ad for something to help you operate your business, it may or may not be one of my affiliate links. Check it out and send me a comment to let me know what you think.

I mentioned evergreen businesses last time and found 2 for you to take a look at. Starting out may be time intensive, depends more on how you want to work it.
Take a look.

1. Details In Motion
What it is
Mobile Auto Detailing

Company Website
I Detail

Company Profile
Started and founded by Vern Berbeles, a highly successful auto detailer with over 15 years experience in the business. Vern's business, Airpark Auto Detailing, has been providing detailing services for high-end auto dealers such as Mercedes and Ferrari for many years in Scottsdale, Arizona

Your Investment
Internet special $24,500. Financing available through Odyssey Equipment Financing Toll Free: 888-607-6800

What You Get
A turnkey mobile auto detailing package
Custom Built Mobile Detailing Trailer
5 Day of Intense Hands-on training that includes Step-by-step technical training
Startup Kit: Custom logo, 12 logo shirts, business cards, letterhead and everything you need to start your business right.

Contact Email info@details-in-motion.com
Toll Free: 1-800-376-1016 In Arizona: (480) 998-5899

***********CLASSIFIED AD**********
How to Turn Your Ideas into Success, Wealth and Happiness! You CAN create your own online empire by following 6 simple steps that take less than an hour! Take 1 Hour. Make $300/mo. Repeat. It's that simple. 1PMM
***********END OF AD**********

Think of the ads like short commercials without the sock puppet. Moving on, here's the second little evergreen business I found and this one has me thinking about multiple streams of income...and the price is right up my ally!

2. Safety Technology
What it is
Personal and Business Security

Company Website
Safety Technology

Company Profile
Michael Gravette, Air Force retiree was looking for something his wife could have with her when she traveled. Today, he has twelve employees, about 1/2-million dollars of products warehouse and over 2,000 active Dealers all over the world. Plus, the company has become THE largest wholesale dropshipper of self defense products with THE largest selection.

Your Investment
Range from a low $85 'Toe 'N The Water starter to the Whole Shebang including your own security webstore with 3-week fast start coaching from Michael Gravette for $1997. Shhhh...he's offering an online discount and payment plan too!

What You Get
All packages are made up of Safety Technology's most popular items at a special discount. Each package contains a discount above the usual wholesale cost dropshipped directly to your customers.

Contact Email info@safetytechnology.com
If you prefer, you can take care of this over the phone by calling Laura at 800-477-1739 between 9:00 AM and 5:00 PM EST, MON - FRI.

End of This Weeks Opportunity List
There are more coming next week. In 2 weeks you'll get a website address for reports on 10 little businesses you can start for under $100. Watch for that post!

Oh yeah, I've received emails about the gay cowboy and straight indian movie...interesting the crap that can be thrown together to distract and amuse the masses. Who do you think made the most money from that little fiasco - the ones who spent money to see that garbage or the ones who sold the garbage?

That's it for today and I leave you with this:

I cannot teach anybody anything, I can only make them think. Socrates (470-399 B.C.)

06 March 2006

Got Goals?

Hey Gang,
What have you heard about setting goals? Bet it was something like: A goal must be measureable, have a target date and be written down. Does that about cover it? Guess what's going to happen? Nothing.

When you are working solo, your primary goal may be to make enough to quit your day gig or stay home with the little ones or like one intrepid entrepreneur I know, travel to as many countries as possible before you die. There's nothing wrong, per se, with setting goals. Where it starts getting complicated is when you have to take action.

Where do you start? You'd better have more than a target date or you'll find yourself in the same spot when that date has come and gone.

You need a plan. Whatever goal you want to achieve starts with where you are, right now and how you are going to get where you want to be. Take some time and really think about these next 3 questions, especially if you are starting a new enterprise.

  • 1. When are you going to achieve the goal?
    Can you measure how much time you can reasonably spend to do the work necessary to achieve your goal? For example, if you work a full time job and must commute at minimum two hours a day --- are you willing to put in another 2 to 5 hours working on your business after you get home?

    If you have small children or a significant other, how are they going to feel about the time you could be spending with them while you work on your business?

  • 2. What exactly do you need other than desire to achieve your goal?
    Do you have all the tools, equipment or skills to achieve your goal?

    Let's say you want to start an affiliate or auction business online. What other fees besides domain name, getting customers, finding products and so on will be required to achieve your business goal? Even Ebay comes with fees, some of which must be paid before you make a sale. As an affiliate, I average $200 a month getting traffic and marketing my business.

    Painters, fishermen, crafters, knitters and dog-walkers all have tools of the trade. If you have not planned for the money, how do plan to achieve your business goals?

  • 3. How do you know when you have achieved your goal?
    This is a big one for some people. "Oh, when I tell my boss to shove-it!" is not the answer. Tell your boss you quit in January then going back in March, hat in hand, to beg for your job back is not the goal you are trying to achieve.

    You need to know what your business must be doing at your deadline date to tell you what your next move will be.

    I'll use myself as a prime example of what not to do. All of you know it took me 2 years to make $65 in my affiliate business. Why? I did a lot of false starts. Downloaded every free ebook that came along and joined every free affiliate program that came in my email. I thought that I needed to learn more or get more advice or figure all this out before I could really buckle down and make a go of my business. Wrong!

    What I got was totally being overwhelmed. Goals? My goal worksheet was still right in front of me, the deadlines had come and gone plenty of times. What I realized I needed was an action plan and to focus on doing just one thing. Then when I saw people actually visiting merchants I recommended, then I moved to the next step in my plan.

    What I want you to get from this post is set intelligent goals. Take away the reason you want to work for yourself and go over the questions above, one by one. Your answers will take you a lot further along in working solo than any gigantic, 99 page, put you to sleep book on goal setting.

    That's it for today, got a sick kitty to care for but I will leave you with this
    It is not enough to have good intelligence, the principle thing is to apply it well - Descartes
  • 02 March 2006

    Fish or Cut Bait!

    Hey Gang,
    I've been getting through my mountain of email and decided to let someone else tell you off. Many of you reading this fall into one of two categories: You are either talking or doing something towards getting your business going. Today I'm letting Craig Garber get under your skin because either you fish or keep cutting bait preparing to fish. Take it away Craig!

    Stuck? Unstuck. A Lifetime Of Homework.
    Today I have a simple message, but if you're serious about
    becoming successful, it will hit you like a cold shower
    first thing in the morning after a long night out partying.

    In fact, if you really have that BURNING DESIRE Napoleon
    Hill referred to in 'Think And Grow Reech', it's a message
    that will kick you in the rear and get you moving faster
    than marching orders from General George S. Patton Jr.,
    himself.

    If it doesn't, then you just don't have that burning
    desire. And that's O.K. -- it doesn't make you a bad person
    or anything -- but it DOES prevent you from moving upwards
    in your business, and therefore in the rest of your life as
    well.

    Like it or not, that's just how life works.

    Here's the deal: In 1984, George Haylings published his
    semi-autobiography called 'A Lifetime Of Homework: The
    Autobiography Of An Entrepreneur And His Imaginative
    Enterprise.' (good luck finding it)

    Haylings was a 'small' direct-mail operator, who ran his
    business out of his home in the mountains in Northern
    California. He loved the lifestyle his business afforded
    him, especially the long walks through the cool crisp
    mountain air of Big Bear Lake, his 3 Laborador retrievers
    tagging along.

    Haylings started selling information just after he got out
    of the service, and when it comes down to it, what he spent
    his lifetime doing was selling informaion to
    'dreamers'. He didn't make a 'killing' doing it, but he
    made enough to live in a nice home up in the mountains and
    he spent as much time as he wanted with his wife, and in the
    end, he left a lifetime of customers behind.

    Most of the clients I work with are also interested in
    spending time with their partners and enjoying outdoor
    activities, but they also DO want to make a killing in
    business.

    Anyway, back to Haylings. Haylings sold what he referred to
    as 'treatises', which is just a fancy name for 'Special
    Reports'.

    Some of the titles he sold between 1946 and 1960, included:

    * Vacations Unleemited: A Retirement Kit Comprising Plans,
    Data and Secrets Dealing With Early, Successful
    Retirement...

    * Profitunities, A Most Unusual Book...

    * Easier Ways To Easier Dollars...

    * Little-Known Ways To Lifetime Prophets... and,

    * Hidden Dollars

    Haylings typically used small classified ads to generate
    leads, and then he'd mail out a long-form sales letter to
    get the sale.

    Because he was so prolific, and because he was around so
    long, many of his customers became repeat customers, and he
    was also able to rent out his lists as a way of generating
    extra dough over time.

    Most of his material uncovered a variety of ways for budding
    entrepreneurs to make munnee, describing different
    money-making ideas and schemes.

    Here's an idea taken directly from one of his books. You'll
    notice some of the more outdated prose from the period of
    time he was writing in (late 40's, early 50's):

    'Picture Napkins - One girl sells an imprinted napkin but it
    doesn't carry the usual imprint. These napkins have the
    imprint of the owner's home, thereon. She makes a drawing
    of their home from a photo and prints the napkins from a cut
    made from the sketch. These caught on so well that she is
    now imprinting a line of napkins with sketches of known
    landmarks and buildings. These could be turned out in
    larger quantities and the local department stores and gift
    shops take just about all she can turn out. Her mother and
    father are now pitching in to help her with this project.'

    As Haylings says, what you're selling here is 'a dream...
    some hope... and a lot of inspiration.'

    And you want to know why you're mainly selling dreams here?

    The answer is simple. Oddly enough...

    Virtually NO ONE Will Ever Take Any Action And
    Do ANYTHING With All This Information They're Buying!


    And there are generally three main reasons why this happens:

    One: You're afraid of taking risks.
    And when it comes down to it, you will NEVER make any
    SERIOUS money at all, unless you get over this fear. Even
    if you're working in the corporate world, if you want to
    move up the corporate ladder, you're going to have to take
    risks sometime and in some way.

    A lot of people say they're not 'ready' to make a move
    because they feel the 'need' to do more research or be
    'better' prepared, but in reality this is their way of
    logically rationalizing to themselves why they're still
    'stuck', when the real reason is because they're afraid of
    the unknown.

    Which is sad, because when it comes down to it, the actual
    consequences of you failing at something (if you do fail),
    are usually pretty close to zero, outside of lost time and a
    few dollars, which, if you're like most people I speak to,
    is what you're doing now anyway: Wasting time and not
    making enough money.

    Also, if you think about it, if people planned and waited
    this much to have children -- until you were finished
    'preparing' -- the population growth rate would be negative,
    I'm sure of it.

    Two: You're too cheap.
    Sorry to be so blunt here, but most people are too cheap to
    take action, and ultimately they're hurting themselves
    becaue of this. Instead of looking at money you're laying
    out as an investment in yourself, that you'll make back
    many, many times over -- most people are too busy trying to
    weasel out something for nothing.

    And in life, you really DO get what you pay for, so this
    truly takes you nowhere.

    Oh, and if you look at your 'cost' as an investment in
    yourself, the other thing people struggle with here, is when
    you do this, you place the responsibility of 'return on
    your investment', squarely on your shoulders, which is
    W-A-A-Y too much for many people.

    However, blaming your financial advisor when your portfolio
    'investment' goes down, seems to comes easy to you.

    Wait a minute -- something's wrong with this picture.

    Three: You've got scarcity thinking.
    This one is completely devastating and of the three, is the
    most difficult to get over, because it comes from years and
    years of bad programming, listening to the WRONG people,
    and looking at things from the wrong end of the financial
    win column.

    Think about it: Believing money is the root of all evil
    isn't going to do anything but act as success repellant,
    because why would you strive so hard to do something you
    inherently are staunchly opposed to?

    Thinking you were meant to struggle all your life and that
    only 'the reech get reecher' is a long and excruciatingly
    painful lifetime recipe for 'sidelines success' -- you'll
    always be the cheerleader, never the star athlete.

    This is horrible, because all this scarcity crap is just
    stuff you've got in your mind, and not even reality. The
    past is the past and what's done is done. Stop looking in
    the rearview mirror so much and start facing forward when
    you're driving -- after all, that's where all the traffic
    is, anyway.

    Look, the joystick's in your hands, and you can play the
    game however YOU want to, the choice truly is yours.

    Here, let me share a story with you that shows you exactly
    what I'm talking about.

    Late last year, I received a fax that was simply BURSTING
    with energy. It was from a very successful guy in the
    health and fitness industry, who had a great story to tell,
    a seemingly fantastic outlook on life, and he said he was
    HIGHLY motivated to get into the information marketing
    business. He said at his age (48) he was sick and tired of
    trading time for money because he knew his earnings were
    limited this way.

    (And by-the-way, I receive MANY faxes and e-mails similar to
    this. This one in particular though, seemed filled with
    potential.)

    This man was happily married, his wife was 100% behind him,
    and he was RARING to go.

    And also, because he'd reached a recognizable level of
    success in his field, he had the financial wherewithall to
    invest in himself, and start an information publishing
    powerhouse.

    Honestly, it was one of the most compelling faxes I'd
    received in a while. This man said he was willing to listen
    to anything I told him to do, because he knew in his heart
    of hearts, I was 'THE MAN' who could take him to the
    promised land, fastest and swiftest.

    And I certainly am.

    I was very encouraged by his man's spirit and energy, and I
    told him to get the ball started, he just needed to book
    some coaching time with me -
    http://www.kingofcopy.com/coaching - and we'd get rolling
    straight-away right after the first of the year, ready to
    explode out of the starting gate like a rocket-ship.

    I never heard from him again after that.

    I was so very disappointed for him because his potential to
    be the next guru in his industry, was HUGE. He had ALL the
    markings and necessary skills to transform himself into
    somebody really recognizable, and fill his life with dreams,
    thrilling experiences, and security, far beyond even his
    wildest imagination.

    Oh, except for one important thing he was missing:

    Balls.

    His simply weren't big enough.

    He was either afraid of taking risks and making a leap of
    faith... he was too cheap... or else he had scarcity
    programming and felt too much out of his comfort zone when
    it came time to taking action and potentially living in
    abundance.

    Who knows, maybe he bailed out because I told him he needed
    to make an investment in coaching time -
    http://www.kingofcopy.com/coaching - although why he would
    think anyone would ever give out rock-solid high-level
    advice, expertise, and experience for nothing, was beyond
    me, but if I had all the answers to all these questions, I'd
    be the King Of All Answers instead of just the King Of
    Copy, right?

    Now appreciate, if he ordered coaching time or not, or even
    if he became a client or not, my ability to spend time bass
    fishing out back behind my lake-house... or to grill up
    some filet mignon this weekend... or to take Anne out to
    dinner on Friday night... or to take our next vacation this
    summer... isn't going to be impacted at all. This isn't
    about me.

    It's about what this poor bastard's doing to himself by
    freezing up like a deer in headlights, prolonging his own
    frustration and agonizing over this, FAR beyond the slight
    initial discomfort he might have, if he actually started
    taking action.

    Think about the levels of success you'll never reach, the
    brass ring always one inch away from the tips of your
    outstretched fingers, if you're continuing to plod along
    through life this way.

    Now let me tell you about another guy I know. He doesn't
    have two nickels to rub together. He lives at home with his
    mom, he's got a full-time day job he's just paying the
    bills with, and he's already made a go at a few direct-mail
    promotions on his own -- none of them meeting with any
    success.

    But he's got great passion and a burning desire to succeed.

    Now this young fellow -- in his early 20's right now --
    could easily sit and piss and moan about what he's done so
    far, staying discouraged and dwelling on all the 'failures'
    he's already experienced, giving up right now.

    But instead, he called me and explained his situation and
    told me something like 'I know I'm close. I KNOW the answer
    I need is out there somewhere, and I don't want to give up
    until I get my hands on it, no matter WHAT kind of a price
    I have to pay.'

    Then, this kid turned around and invested some money in an
    hour of coaching. He put it all on his Visa card and in
    fact, he even had to make two separate payments to do this,
    and after his second lot, he scheduled his time with me.

    Now I don't have a crystal ball or anything, but I'd be
    willing to bet that by the time this young man is 30, he
    will have been a millionaire at least one or more times, and
    if he keeps his head screwed on correctly, he'll probably
    be a multi-millionaire with several different business
    ventures supporting him all at the same time.

    Oh, and yes, he'll also definitely have a few more failures
    under his belt, too, but that's all part of the game. Even
    the Yankees lose the World Series once-in-a-while, but you
    never remember your losses, nearly as much as you savor
    your wins, now do you?

    The difference between these two men is profound. Far
    beyond their physical characteristics, their age, industry,
    or their demographics.

    You see, one realizes he's stuck and needs some help, and
    will do ANYTHING in his power to get it. The other is
    afraid of getting help because it may actually get him
    'un-stuck'.

    Strange, isn't it, how these things work?

    Which side of the marker are you stuck on?

    Now go sell something,

    Craig Garber

    P.S. I am currently putting the finishing touches on THREE
    new products. One is a bound hard-copy version of all my
    tips from 2004, which is 135 pages long. The second is a
    hard-copy version of my 2005 tips (at 473 pages, this will
    probably be shipped in TWO volumes)... and the last product
    is called 'The Underground Manual Of Selling And
    Manipulation: 47 Ways To Push The Emotional Buy-Buttons Of
    Your Prospects'. Let me know which one you want me to
    release first and I'll close the door on that one fastest. Thanks.
    (c) Copyright, Craig Garber & kingofcopy.com(TM) 2006

    Craig Garber
    kingofcopy.com (TM)
    3959 Van Dyke Road #253
    Lutz, Florida 33558 USA
    813-909-2214 Phone
    954-337-2369 Fax
    cgarber@KingOfCopy.com
    King Of Copy

    01 March 2006

    Want a quick health related website?

    Hey Gang,
    I've decided to sell Lower Back Answers. Yep, it's time. Why am I selling a site that took me a couple months to get listed in directories, add links, registered a domain and paid for hosting?

    I've been reading Seth Godin's Bootstrappers Bible. Some ideas are great but not all ideas are the ones a particular person should be doing, that's why I'm putting this site up for sale. It is an informative little site and I must admit it was fun doing the research for it. But...I'm not the one who should be doing it. The business is going to require an overhaul of the site color scheme and need ongoing article updates to keep the content fresh. I have other projects in the hopper and believe someone else will make it a great little internet business.

    If you are interested, send me an email at ecarlton at inbox dot com with How Much? in the subject line. I'm considering listing it on Ebay, haven't gotten around to that so if you want to get started on your internet business and not spend a lot of money, let me know. I will use Paypal to make it easy on both of us.

    I have some great links for you this week, so stay tuned. These will be sources for little offline business sources you can check out. One is for a commercial cleaning service I learned about that one or two people can do quite comfortably that is under $4,000 to start and the company gives you marketing materials for FREE!

    Until next time, I'll leave you with this
    Fear is an affirmation of growth
    Rhonda Britten, Fearless Living